Your tax dollars:
Yesterday a reader asked about special deals for refugees and I was reminded of the Individual Development Accounts—a special savings plan for refugees that provides matching taxpayer money—which I haven’t mentioned for a long time. I see now there is new information at the site—a list of the 22 organizations and agencies in the country where this sweet deal is available to refugees this past fiscal year.
Here are the objectives right from the ORR website:
The objectives of the IDA Program are to increase the ability of low-income refugees to save; promote their participation in the financial institutions of this country; assist refugees in advancing their education; increase home ownership; and assist refugees in gaining access to capital.
Program description:
Individual development accounts are matched savings accounts available for the purchase of specific assets. Under the IDA program, the matching funds, together with the refugee’s own savings from their employment, are available for purchasing one (or more) of four savings goals: home purchase; microenterprise capitalization; post secondary education or training; and in some cases, purchase of an automobile if necessary to maintain or upgrade employment.
IDA grantees provide matched savings accounts to refugees whose annual income is less than 200 percent of the poverty level and whose assets, exclusive of a personal residence and one vehicle, are less than $10,000. Grantees provide matches [using your tax dollars] of up to $1 for every $1 deposited by a refugee in a savings account. The total match amount provided may not exceed $2,000 for individuals or $4,000 for households. Upon enrolling in an IDA program, a refugee signs a savings plan agreement which specifies the savings goal, the match rate, and the amount the refugee will save each month.
In addition, the IDA grantees provide basic financial training which is intended to assist refugees in understanding the American financial system, budgeting, saving, and credit. The IDA grantees also provide training focused on the specific savings goals. The specialized training ensures that refugees receive appropriate information on purchasing and managing their asset purchases.
Here are the 22 organizations and agencies that received money in FY09 (we have already begun FY10):
1 Alliance for Multicultural Community Service Inc. Houston TX
2 Cambodian Mutual Assistance Assoc of Greater Lowell Lowell MA
3 Catholic Charities of Santa Clara County San Jose CA
4 Catholic Charities, Diocese of Camden Camden NJ
5 Catholic Charities, Diocese of St. Petersburg, Inc. St. Petersburg FL
6 Diocese of Olympia Seattle WA
7 ECDC Enterprise Development Group Arlington VA
8 Economic & Community Development Institute Columbus OH
9 International Rescue Committee New York NY
10 Maine Department of Health & Human Services Augusta ME
11 Mountain States Group, Inc. Boise ID
12 Neighborhood Assets Spokane WA
13 United Way, Inc. Los Angeles CA
14 Western Kentucky Refugee Mutual Assistance Society Bowling Green KY
15 Lao Family Community Development, Inc. Oakland CA
16 World Relief DuPage Wheaton IL
17 Women’s Opportunities Resource Center Philadelphia PA
18 ISED Ventures Des Moines IA
19 Business Center for New Americans New York NY
20 International Institute of Metropolitan St. Louis St. Louis MO
21 Jewish Family & Vocational Services, Inc. Louisville KY
22 Catholic Charities of Tennessee, Inc. Nashville TN
I wonder how much of the money went for administering the program.
By the way, note near the end of the ORR web page there is a link to a document that summarizes how much of your money has been redistributed with the help of 54 grantees since 1999.
Reforms needed: I can’t tell you the number of times I hear from annoyed citizens about how refugees get stuff that other Americans don’t get and it is creating tension in some “welcoming” cities—-mostly because the citizens don’t know how the refugees are getting the stuff.
This program is a prime example of the point I have made from the beginning of writing this blog. If the government, through our elected officials, thinks this is such an important initiative it should be discussed in public forums (in the local paper, etc.) in those cities and states where the program is available. All the facts about refugee resettlement must be made public, it shouldn’t be left to citizens to dig around on obscure websites for information.
I suspect that a large part of the reason for the secrecy is that government officials know that there will be anger, if the program were thoroughly discussed.
If I’m wrong and the program is well-publicized, I welcome anyone sending me links to news clippings where this program has been made public and I will post those links.
Comment worth noting: Why don’t you tell about the good side of refugee resettlement?
Posted by acorcoran on October 21, 2009
This is a comment from Mr. Ralph Parker writing from the Atlanta area. He asks a question that we have answered but it’s been a long time ago, so for new readers I’ll answer again.
This is what Mr. Parker said in a comment to my post about Ethnic Community Based Organizations, here.
Why dont you look atthe web site of Refugee Family Services of stone Mountain, Georgia to see thw wondeful work they do for families. One of the grants they have is to organize ethnic comunity groups. i will be working with them to help th ehuge Bhutanese community in Atlanta organize a self help organization.
It might be more fair if you profile the great succeses refugees have had and the good things that EBCOs can do,.
Not everyone who is Muslim is a possible terrorist. I have been visiting refugees weekly for 12 years and while there are issues, you need to be more empathetic with the refugees and agencies. Faith based efforts do not work-there is just not enough to go around Agencies would prefer better and safer housing, but what can you get for the small subsidy. By the way refugee cash assistance in our state is $378. for a family of 5.Agencies are scrambling to come up with rent balances. We have an agency here doing yard sales to raise rent money. Our Indian community has paid over $20,000 to prevent evictions of Bhutanese refugees. The problem is lack of federal funding. I have spend several hundred dollas myself just for food and supplies for families.
Have you gone and visited any families?
How about telling the good side of refugee resettlement?
Mr. Parker, the “good side” of refugee resettlement is told every day across the country in mainstream publications, in pro-immigration websites, in the myriad websites created by every ethnic group, in government websites, in lectures to community groups and on and on. Someone has to balance that news! We are the only website I know of specifically criticizing aspects of the refugee resettlement program.
You yourself indicate and have in the past indicated that the program needs to be reformed on many levels. Will reform ever happen if no one points out the trouble spots? And, why do virtually none of those media and other groups promoting more refugees ever mention problems (except in passing)—because it is politically incorrect to do so and they are scared of being called names. We aren’t afraid of people calling us names (and many have!).
As for Muslim refugees, I think the US is making a huge mistake in resettling large numbers of Muslims, many of whom have no intention of assimilating.
Then on the ECBO (mini-ACORNs) issue. I am a conservative and I fundamentally disapprove of taxpayer money going to set up any non-profit group. It is an expansion of government over which taxpayers have no control and in this case is primarily a mechanism to foster separation of ethnic groups, not foster assimilation. Why on earth does every city need a government-supported Bhutanese group, a Somali group, a Hmong group and so forth? Each of these groups are and will demand political accommodations and will demand rights for THEIR people. What happened to becoming Americans!
And, why should the taxpayer be expected to pay for the “charitable” work that you care about? Should every charitable function in America be government supported? LOL! As I write this, I guess that is already happening as we march to socialism.
Let me give you a ludicrous example. I know something about animal welfare and rescue and a year or so ago an article appeared, I think it was in the Wall Street Journal, that reported on a woman who had gotten in over her head with too many horses. She was proposing in all seriousness that the government set up a program to financially help such horseowners. So, when does it stop? Who is going to decide whose charity is more valuable than anothers. People who love their horses, love them more than they love refugees—so who will be deciding what is ”fair” when there is only so much taxpayer money to go around? You might argue that it was silly of her to collect so many horses and she might argue that you have resettled too many refugees.
I won’t even touch the topic here of the fraud in these ECBO’s, I have been doing that elsewhere on these pages.
When all the pro-open borders media and groups are “fair” in their reporting, then our job will be done!
Posted in Comments worth noting, Ethnic Community Based Organizations, Reforms needed, Refugee Resettlement Program | 5 Comments »